Cut out descriptive graphic of cash flows and membership (now posted on website); this was mainly to help readers understand the monetary flow of things.
Corrected an error of examples of duress. Added torture and “enhanced interrogation” to list of examples of excessive personal aggression.
Added an important exception to the process of settling disputes. Cases of serious crime (personal aggressions with the use of force or duress), like murder, rape, etc., now go to arbitration or jury trial right away. The reasons for this should hopefully be obvious.